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Scheme

Member Protection & Welfare Programs

 

1. Member Support Fund

Provides financial relief during key life events.

  • Maternity Aid: Rs. 1,000 for up to two maternity cases.

  • Disaster Relief: Up to Rs. 2,000 for losses from fire, flood, or similar events

    2. Loan & Member Insurance Scheme
    Ensures security for both members and their families.   

    Loan Insurance:
    A small premium is paid at loan disbursement. In case of a member’s demise, the remaining loan is settled under the policy.
     

    S.NO Loan Installment Loanee Insurance %
    1 12 Months 0.54%
    2 18 Months 0.783%
    3 24 Months 1.026%

     

Member Insurance:
Each member contributes Rs. 100 annually, receiving Rs. 12,500 coverage for self and Rs. 12,500 for spouse (if insured)

 

3. Center Evaluation & Awards

Centers are reviewed yearly to promote discipline, unity, and progress. Outstanding centers are recognized and rewarded for exceptional performance.

 

4. Social Responsibility Programs

In collaboration with members, various activities are conducted to promote cleanliness, awareness, and community development, fostering a socially responsible environment.